Consolidated Omnibus Budget Reconciliation Act (COBRA)

Of all the federal laws governing the workplace, COBRA (the Consolidated Omnibus Budget Reconciliation Act of 1985) is at the top of the list in terms of complexity and confusion. COBRA is basically a safety net for employees and their families to keep their health insurance, at their own expense, when they’re between jobs or other life major events happen – like getting separated or divorced.

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