The Mental Health Parity Act (MHPA) of 1996 is a federal law that requires that annual or lifetime dollar limits on mental health benefits be no lower than the limits for medical and surgical benefits offered by a group health plan or health insurance issuer offering coverage in connection with a group health plan. The law gives employers discretion in the scope and extent of the mental health benefits they offer workers and their families, such as cost sharing and number of visits.
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